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Builders Risk Insurance
Protects a building project and its materials while it is under construction.
What it covers
- Fire, theft and vandalism
- Certain weather damage
- Materials and supplies on site or in transit, depending on the policy
- Temporary structures such as scaffolding, depending on the policy
Who needs it
- Owners and contractors building or renovating a structure
- Projects where a lender or contract requires it
- Anyone who is responsible for the building under their contract
Good to know
- It usually ends when the project is complete or occupied
- Flood and earthquake may be excluded or need to be added
- Your tools and equipment usually need separate coverage
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Tell us about your business and we’ll help you find the right coverage.